Free financial planning tools
Your money, on a plan.
Step-by-step checklists built for your exact financial goal — from paying off debt to buying your first home.
Interactive Planner
Choose your goal
Tap a goal below to see your personalized checklist
How it works
Simple. Actionable. Free.
1
Pick your goal
Choose from debt payoff, emergency fund, investing, or buying a home.
2
Follow the steps
Each checklist gives you clear, prioritized actions to take right now.
3
Track your progress
Check off steps as you go and watch your progress bar grow.
4
Build real wealth
Consistent small actions compound into life-changing financial results.
Budget calculator
The 50/30/20 rule
Enter your income to see exactly where your money should go
Needs — rent, groceries, utilities, transport
Wants — dining, subscriptions, hobbies
Savings — emergency fund, investments, debt payoff
Housing
Rent or mortgage — aim for ≤30% of income
Food & groceries
Groceries + essential dining
Transport
Car payment, gas, insurance, or transit
Utilities & bills
Electric, water, phone, internet
Entertainment & dining out
Restaurants, streaming, hobbies
Emergency fund
Until you hit 3–6 months of expenses
Investments & retirement
401(k), Roth IRA, index funds
Enter your income above to see your personalized budget breakdown
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